Many patients are asking questions about the health exchange insurance options under ObamaCare. Additionally, there is a lot of confusion among patients about what insurance coverage is available. In the states that have expanded Medicaid, each of state has a different health exchange. In the states that haven’t expanded Medicaid, many uninsured patients have few choices.
As we expand our practices to keep pace with our patients growing needs, the more information your staff has for patients the better. Your patients will appreciate clear and concise information about their insurance options.
The American Association of Retired Persons (AARP) has created a great tool for anyone who is trying to figure out what insurance coverage is offered on the health exchange in their state. To AARP tool allows the patient to enter their state, gender, age, income, whether they currently have Medicare, Medicaid or an employer sponsored plan. The AARP tool clarifies their options.
It is important to know that open enrollment for the health insurance exchange is from October 1, 2013 – March 31, 2014. If a patient wants to have insurance coverage in place starting January 1, 2013, they must enroll by December 15, 2013.
The federal health exchange site is healthcare.gov. The federal site has had many glitches and long wait times in the first week. Most experts agree these delays will likely decrease as time goes by and the site is expanded to accommodate all the interest. The best advice to patients is to be patient.
For many patients who will need some assistance in choosing a plan, there are “navigators” available that can help the patient pick the best insurance for them. Navigators are health insurance exchange enrollment experts. Patients can call 1-800-318-2596 if they have questions or need assistance.
Do you have questions about health care issues? Suggestions? Tips to help your colleagues? We love to hear from you. Simply press the comment button below.
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